Contributed By: Jon Freeman


Nothing can ruin your holidays quite like being a victim of cybercrime. Before you get online over the holidays here are some ways to stay safe according to an article in December’s issue of Consumer Reports:

1. Update Everything.
The best way to inoculate any device you shop with is to make sure it is running up to date software. That means update everything from the operating system to the apps you use to shop to the web browser you use.

2. Strengthen any weak passwords.
You should especially strengthen passwords on all shopping, email, and bank accounts. Also, try to not use the same password for more than one account.

3. Install antivirus software.
If you have not already installed antivirus software do it before you do any online shopping.

4. Enable multi-factor authentication on accounts that offer it.
Once you do this you will need two pieces of information to log into the account from a laptop or phone. The first is your password. The second item is typically a one-time code sent to your smartphone or email. This will help keep hackers from being able to access your accounts. Multi-factor authentication goes by a variety of names. For example, your google email account may call it “2-Step Verification” and it is “two-factor authentication” for Facebook accounts.

To find more information about personal finance feel free to visit the library’s GCPL Personal Finance Guide.